Car crashes, collisions, rear-enders – Such accidents are reported in Indiana every year. Some accidents have serious consequences, while others are minor blips. In case you ever get injured in such a car accident, you must follow the necessary steps and should be aware of your rights. One of the key steps is to call the police immediately. Also, you should visit an injury doctor as soon as possible and must inform insurance companies (including your own insurer, regardless of fault), within a reasonable time. Should you look for an auto accident lawyer in Fort Wayne? In this post, we are sharing the reasons that are worth considering.
How much should you expect in compensation? In the real world, getting a fair compensation for your car accident claim may not be easy. You need an accident lawyer, who can investigate the matter and offer a realistic overview of the expenses and expected settlement. Most attorneys offer free initial consultation, which is a big advantage.
Indiana is a modified comparative negligence state. This means that if you had a share in fault (let’s say 20%), your settlement (let’s assume $10,000) will be reduced by your fault in percentage. In this example, you will only get $8,000. Insurance companies may use the modified comparative negligence rule against you, and it makes sense to talk to an attorney, so as to protect your rights and interests.
Like other states, there is a statute of limitations in Indiana too. You have to file a personal injury lawsuit (if the matter is not settled otherwise) within two years, from the date of car accident. The statute of limitations doesn’t apply to insurance claims. You must consult an attorney, so that they can start working, keeping deadlines in mind. A skilled and experienced lawyer will prep for all possibilities.
Insurance companies make money from premiums, not from giving settlements. The claims adjuster may do anything and everything to reduce the eventual settlement paid to you. Without an auto accident lawyer, you can end up getting a lot less than what you deserve. A lawyer knows when to accept a settlement, but if needed, they can take the matter to trial too.
The experience and expertise of a personal injury lawyer cannot be denied. Contact an auto accident lawyer soon after your accident.