Make the Best Help for Your PDF Options

January 15, 2020
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Clare Louise
Posted in Finance
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To help you realize this dream without getting bogged down in the mortgage application process, we has gathered essential tips. The dream of homeownership often does not come without legal financing, suitable for your income.

Compare offers from as many institutions as you can

Public sources do not always have the best rate. In such competitive times, there are a lot of banks vying for slap customers. The loan option is usually the first that comes to mind, but in recent months, it was not the most competitive. With the Permitted development finance this is important now.

Your advantage lies especially in the pro-quota mode and the possibility of using the FGTS balance, if you have already worked with a signed portfolio.

Make a good relationship with your manager

This tip is a bit old school but still quite valid. The manager can help you a lot to navigate the bureaucracies of a still little transparent process.

Have a checking account at your chosen institution

Especially if it is

The loan option, there are different financing rates for account holders and non-account holders, so it is often worth opening an account and transferring salary there, even if after a while you close the account.

Stay at the interest rate that indexes the financing

Inquire early on about this necessary documentation

There are personal documents, easier to get, but also documents from the builder / developer, which usually take longer to make available, especially when it offers its own financing alternative.

The sooner you make the request, the better! And you keep the process from getting stuck waiting for documentation.

Amortization – This tip is old but always worth remembering

Be sure to take a careful look at interest rates and the most significant entry and repayment partnerships, as well as when they happen. Make sure you are prepared for these parcels.

It is very common to require discharge of the property to hand over the keys and, if you are not prepared, you can stay a long time without enjoying the dreamed little house.

The last tip is to research which financial institution has the best advantages in your pocket. In this task, count on the expert help of the Melhortaxa team for free and at all stages of financing.

By registering on our site, we will profile you and check the best opportunities in your pocket. This makes it much easier to apply for a loan, pay off lower interest installments and enter a new property.

Increasing Amortization System: occurs when installments of a loan start at a low amount and increase until they reach halfway through the loan. From there, they begin to decline again until the last installment.

Price Table: Finally, Price allows all financing installments to have the same value. Nevertheless, in the beginning, the installments will be basically composed of amortization; while in the end, the predominant will be the interest.